In-House Used Car Financing

car salesman handing car keys to a customer



When you shop for used cars in Lakewood, you typically have to finance through a lender to get the vehicle you need at a price you can afford. Whether this is a bank, a credit union, or a lender associated with a dealership, you may find yourself paying a higher interest rate and higher monthly payments than you originally expected. To help keep vehicle financing affordable for Lakewood-area drivers, Honda Universe is happy to offer in-house financing for used cars. By choosing a used car lot with in-house financing, you’re getting a loan for your vehicle from the people you know and trust within your community. Learn more about in-house financing near you with Honda Universe below, or contact our team if you have any questions about our financing process.

What is In-House Financing?

As you shop for a new vehicle in Toms River, you may become familiar with the different financing options available at local dealerships. Typically these choices leave you with one question: Would you prefer to finance with a bank or a dealership?

Some Manahawkin dealerships will simply connect you to a suite of local lenders, while others like Honda Universe can offer you a loan themselves without involving a third party! Since Honda Universe can work around the restrictions imposed by banks and other lenders, our used car lot with in-house financing can cater to a wider range of drivers. This makes using a dealership with in-house financing a preferred option to improve your credit or to get lower financing rates.

Why Choose In-House Financing?

When you choose a used car lot with in-house financing, you’re not only getting more accessible financing, but you can also take advantage of these benefits:

  • House all of your car-buying, financing, and service needs in one place in Lakewood, rather than traveling to multiple locations.
  • When you choose used car in-house financing near you, the approval process will go quicker, meaning you’ll be back on Lakewood roads in no time.
  • Budgeting for a new-to-you vehicle becomes easier when you go with an in-house lender. In addition to using online financing tools like the payment calculator and trade-in calculator, you can also go over your insurance options and extended warranties at the same time you apply for a loan.

Get Your Next Car at Honda Universe

Getting in-house financing for used cars is an excellent way to build your credit while getting the vehicle you need for your Toms River commutes. Browse our used car inventory to find the right Honda sedan, truck, or SUV for your needs. You can also explore our models that are priced under $10,000 for additional savings. Apply for financing online when you’ve found the perfect vehicle for your family, and our finance team will be in touch with an offer!

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Contact Us

(732) 587-6306

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1085 Ocean Ave (Route 88) • Lakewood, NJ 08701

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Today's Hours:

Open Today! Sales: 9am-8pm

Open Today! Service: 7:30am-7pm

Open Today! Parts: 7:30am-5pm

Honda Universe 40.0844487, -74.1735865.